New Year’s Resolution: REDUCE DEBT and SAVE MONEY

The New Year’s Resolutions Series shares Nancy’s personal insights and recommendations to support you in achieving your New Year’s Resolutions.  All of the recommendations are things that Nancy has found helpful in her own resolution journey over the years OR things she will be trying out this year.

Reducing debt and saving money is a goal for many people. We dream of the day when our car is paid off, our house is paid off, when we have a retirement fund that will sustain us through our golden years.

I have two resources that can help you get there:

1. Financial Peace University

   For decades, finance guru Dave Ramsey has been teaching people how to achieve the elusive “financial freedom”. Now his “Financial Peace University” (FPU) program offers this knowledge in a classroom format.

   Here’s how his website describes the program:
   We all need a plan for our money. Financial Peace University (FPU) is that plan! It teaches God’s ways of handling money. Through video teaching, class discussions and interactive small group activities, FPU presents biblical, practical steps to get from where you are to where you’ve dreamed you could be. This plan will show you how to get rid of debt, manage your money, spend and save wisely, and much more!

   FPU classes meet for around an hour and a half each week for nine weeks.  See the full nine-week lesson plan.

   I took his class in 2013 and it was excellent.

   Five classes are starting up on Oahu this winter.  Take that step today.  You’ll be so glad you did!

   CLASSES BEGIN:
   January 24, 2016 FPU at One Love Ministry in Honolulu
   February 2, 2016 FPU at Grace Bible Church, Pearl City
   February 4, 2016 FPU at Keller Williams Honolulu in Honolulu
   February 27, 2016 FPU at Destiny Christian Church in Pearl City
   March 6, 2016 FPU at Military Home Source in Waipahu

    

2. “How to Own Your Own Paycheck Again”

   If you want to eliminate debt and save money, but taking a class is not a good fit for you, I can suggest an excellent DIY alternative. Since 1997, Leo Quinn has been helping people get out of debt using his “How to Own Your Own Paycheck Again” program (retails at $47).

   IN HIS PROGRAM YOU LEARN:

   • What to do if you can’t always pay your bills on time
   • Why paying off high interest debts first can be the slowest way out of debt.
   • Why paying extra money on more than one of your debts can actually keep you in debt longer.
   • Why having many debts can actually help you get out of debt faster!
   • Why your debts are often the very best investment you can make and much SAFER than today’s stock market!
   • How to calculate EXACTLY when you’ll be out of debt and FREE!

   FULL DISCLOSURE:  Leo Quinn is my cousin!  And because he likes me, he’s offering a $20 OFF coupon to those who find about his program through me!!!!!

   Use coupon code NANCY to save $20 OFF the $47 retail price.